When You Really Want to Protect Everything
An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condo or auto policy. It will also cover you for things such as libel and slander.
Because the personal umbrella policy goes into effect after the underlying coverage is exhausted, there are certain limits that usually must be met in order to purchase this coverage. Most insurers will want you to have about $250,000 of liability insurance on your auto policy and $300,000 of liability insurance on your homeowners policy before selling you an umbrella liability policy for $1 million or higher of additional coverage.
Let the Alloy Insurance, help you understand and protect all of the risks you run and all of the perils your financial life faces. We will do this with a well thought out and executed business insurance policy designed just for our Personal Umbrella Insurance policy holders.
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Get the strongest mix of coverage for your personalized needs—without sacrificing local service. Since we're an Independent Insurance Agency, we aren't limited to one specific brand in our search to find you the right formula. Get the insurance you need, tailored to you.