Non-Owners Insurance

Twin Cities High Risk SR-22 Car Insurance

Alloy Insurance in the Twin Cities is knowledgeable about Minnesota DMV requirements for SR-­22 forms. An SR-­22 form is a vehicle liability insurance document to be filed with a state’s DMV as proof that a driver has the minimum required liability insurance coverage for that state.

SR­-22 insurance filings are usually only required to reinstate driving privileges after an offense such as driving without insurance, an uninsured auto accident, or if you are required to install the ignition interlock on your car.

We also provide NON­OWNERS Insurance for Twin Cities individuals who do not own a vehicle but need to file the SR-­22 to drive in Minnesota.

With an SR­-22 form the state is typically provided with advance notice before your coverage is cancelled. If your car insurance coverage expires or is cancelled the insurer will file an SR­26 with the state, indicating that your policy is no longer in effect.

Alloy Insurance can help Twin Cities drivers obtain the correct SR-­22 documentation (if available) for Minnesota drivers. This helps make sure that you are legally able to drive with car insurance that is affordable!

Most of my driving is in the Twin Cities. How do I know if I need SR-­22 Insurance in Minnesota? Each state has its own requirements for car insurance requiring an SR­-22 certificate. examples of some reasons that may require an SR­-22 in Minnesota, including the Twin Cities, might be the following:
  • DUI or DWI or any serious moving violation
  • At­fault accidents while driving without insurance
  • Repeat traffic offenses or getting too many tickets in a short time period
  • To reinstate a suspended or revoked license

If you need car insurance in the Twin Cities and need an SR-­22 certificate, contact Alloy Insurance, we can help! Get a free quote now by using our Quote Form or simply send us your questions here.

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