Health Club, Gym, Yoga Studio Insurance
Insurance Coverage for Health and Exercise Clubs
Get your insurance in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/massage parlors, dance studios and physical therapists. Childcare for club members while on premises is included. Compare our free, no-obligation price quote for gym, yoga, health & fitness studios. The insurance you need to protect your health club, fitness center, day spas, rec centers, or gym.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage – $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions – Policy Limits
- Sexual and Physical Abuse Coverage – $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises – Theft of Money and Securities
- Outside the Premises
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