Insurance Coverage for Health and Exercise Clubs
Get your insurance in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/massage parlors, dance studios and physical therapists. Childcare for club members while on premises is included. Compare our free, no-obligation price quote for gym, yoga, health & fitness studios. The insurance you need to protect your health club, fitness center, day spas, rec centers, or gym.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage – $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions – Policy Limits
- Sexual and Physical Abuse Coverage – $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises – Theft of Money and Securities
- Outside the Premises
Let Alloy Insurance help you choose a policy that will fit your business needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering insurance for your Health Club, Gym, Yoga Studio, or Exercise Club.
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Get the strongest mix of coverage for your personalized needs—without sacrificing local service. Since we're an Independent Insurance Agency, we aren't limited to one specific brand in our search to find you the right formula. Get the insurance you need, tailored to you.