Day Nursery or Preschool Program
Whether you operate a home-based childcare business of a commercial childcare facility, Alloy Insurance has the coverage you need to protect your business and your personal assets.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage – $5,000 Limit
- Additional Interests
- Errors and Omissions – Policy Limits
- Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises – Theft of Money and Securities
- Inside the Premises – Robbery or Safe Burglary of Other Property
- Outside the Premises
Let the Alloy Insurance help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Day Care Insurance policy holders.
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Get the strongest mix of coverage for your personalized needs—without sacrificing local service. Since we're an Independent Insurance Agency, we aren't limited to one specific brand in our search to find you the right formula. Get the insurance you need, tailored to you.