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Planning Ahead: Your list of 5 things to do this fall.

10/15/2019

Some of these may seem obvious, but if these mundane tasks don't make it to the to-do list, they probably won't get done. As you go through this list, think of a few other ways you can prepare your areas of coverage to ensure you get the maximum amount of protection.

Clean out your gutters, or better yet, hire someone to do it for you. This ultimately helps prevent ice dams during the winter, which can cause roof damage and water leaks.
Check that you have the right number of fire extinguishers in your home, and that they’re not expired. Same goes for smoke detectors and carbon monoxide detectors (which you should test on a regular basis). Put it on your calendar to do a thorough check.
Clean out your dryer vent from the outside in.
Use battery-operated candles vs the real deal when you can. The new options look very real, create the same ambiance, and mitigate the risk of open-flame candles.
Get your tires checked for winter traction. The quality of the tire tread makes a huge impact during icy and snowy weather conditions and can be the difference between staying on the road and ending up in the ditch.

Remember, prevention never goes out of season! Make a to-do list specific to your own home and yard, and make a habit of properly pampering your property on a regular basis.

Have you taken inventory of your home?

10/8/2019

For homeowner's insurance (and even those who rent), here’s something a lot of people don’t do but should—take inventory of your belongings and valuables in a way that can be used if you're ever in need of a claim due to theft, fire, or water damage. There are three keys to making this work for you:

First, be visual and detailed about what you’re recording. That means a photo, a video scan of the room, and a line list of the items by room.
Next, create a system for updating this at least on a quarterly basis or whenever a substantial new item is added to your possession.
Finally, keep a copy of this in the cloud or offsite where it can be accessed safely by you outside of your main place of residency.

Meet Mike Feterl, our newest Alloy Licensed Agent.

10/1/2019

Mike Feterl joined our team of licensed agents this summer, and we’ve been enjoying what he brings to the table, which is a whole lot of local know-how and community support. Mike was born and raised in South Dakota before moving to the Arlington community when he was a kid. He has lived there ever since, and is now raising his own family with his wife.

Mike also brings expertise to his role as insurance agent, and is dedicated to bringing the best coverage prices to small hometown communities throughout our area. He primarily works out of our Gaylord office, but has been spotted all over town this summer as he hit the ground running on his very first day. We’re lucky to have you Mike, welcome (officially) to the Alloy team!

Why Alloy?

4/1/2018

From our recent Press Release.

ProGrowth Insurance Agency is Now Alloy Insurance:
Owner Renames Company to Better Reflect Company Capabilities

ProGrowth Insurance Agency began operating as Alloy Insurance on April 1st—which is no April Fool’s joke, and also no accident. Allan Karki, longstanding owner of the independent insurance agency that offers personal, commercial and ag insurance coverage by sourcing from multiple insurance companies has purposefully changed the name of his business—but not his ownership, staff, or offerings.

“For many years, I’ve wanted a company name that reflects the strength and advantage of our local insurance agency,” said Karki. “I finally found the right fit with Alloy, which illustrates how we personalize coverage from multiple sources to find both cost savings and quality protection for our customers.”

Indeed, the definition of an alloy is a substance created by blending two or more metallic elements in order to produce strength. A perfect example is steel.

From this name change, current and potential customers won’t experience any change beyond contact information, including a new website at AlloyInsured.com and new emails associated with the new domain. Ownership, staff members, phone numbers, and service offerings will remain the same at both the Sartell and Gaylord offices.

“This change is purely positive,” said Karki, who bought ProGrowth Insurance about 15 years ago from ProGrowth Bank in Gaylord, where the two businesses shared a building. “With our Gaylord office recently moving to its own building—which is literally right across the street—it felt like a natural time to make the name change we had been thinking about internally for quite some time.”

More information can be found online at AlloyInsured.com. Alloy Insurance will continue to operate in Sartell and Gaylord, providing free quotes for home, life, auto, business, farm/ag, and recreational insurance coverage.

Our New Gaylord Office is Now Open

3/26/2018

In case you haven't heard, our Gaylord office now owns its own building—right across the street from our previous home! Come say hi to Deb, Patty, and Vicki (pictured left to right below after Owner Allan Karki) when you're in town. They'll be happy to give you the grand tour.

Our Locations.

325 Main Ave • PO Box 328
Gaylord, MN 55334
(507) 237-5358

1101 2nd St. S 110
Sartell, MN 56377
(320) 251-3333

Here's what our clients say:

"When we needed to lower our homeowners insurance rates, we decided to give Alloy a try. We are now saving about 40% compared to our previous policy, and the service can't be beat."
—Tim M., Sauk Rapids, MN

"Alloy allowed us to roll all of our non-healthcare insurance needs into one cohesive plan. Not only did we save money, but we can now go to the same person for all of our questions, and that's priceless."
—Milly N., Hutchinson, MN

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