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Home Insurance

Homeowners Insurance Coverage through Alloy

Insurance for the home you live in is crucially important. Not only does it protect your home, but the people in it. Furthermore, banks typically require it to be tied to your mortgage. With the right homeowners insurance, you’ll be financially covered against damage done by people, pets, fires, and most natural disasters—excluding earthquakes and floods. Additionally, homeowners insurance is unique in that it automatically protects people who are accidentally injured on your premises, and protects against theft of items within your home.
 
Let Alloy help you find the best homeowners insurance coverage for your needs. Since we’re an agency, we aren’t limited by one specific brand of insurance. Rather, we can pull the best rate from the many home insurance options out there, including many of the biggest national names in insurance.
 
When helping you establish a homeowners insurance policy, our local licensed agents will be here to answer any questions you may have, including:
 
  • How to save money by bundling your homeowners policy with your other insurance coverage through Alloy.
  • What exactly your policy covers.
  • How to ensure the items in your home are well-documented in case of a claim.
  • Available program discounts, like a security system or fire resistance credit.
  • What your chosen insurance company’s customer service is typically like, and how to make a claim.
 
Ready to put the right homeowners insurance into place? Great! We’re looking forward to serving you.
Contact Alloy

Our Locations.

325 Main Ave • PO Box 328
Gaylord, MN 55334
​(507) 237-5358
1101 2nd St. S 110
Sartell, MN 56377
​(320) 251-3333

Here's what our clients say:

"When we needed to lower our homeowners insurance rates, we decided to give Alloy a try. We are now saving about 40% compared to our previous policy, and the service can't be beat."
—Tim M., Sauk Rapids, MN

"Alloy allowed us to roll all of our non-healthcare insurance needs into one cohesive plan. Not only did we save money, but we can now go to the same person for all of our questions, and that's priceless."
—Milly N., Hutchinson, MN 

Want a free quote?

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